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    "long_description": "Fight chargeback fraud. Save time and money.\r\n\r\nChargebacks are tedious to rebut yet costly to ignore. Revenue lost from chargebacks can be won back, but the dispute process is time-consuming and inefficient. With one simple integration, Chargehound automates your entire dispute process. You can respond to all your chargebacks — instantly.\r\n\r\nLet us do the work — as soon as you receive a dispute, Chargehound will create and submit a comprehensive, customized response on your behalf. Instead of spending hours compiling disputes, you can focus on more impactful goals, like minimizing your chargebacks and maximizing your win rate. \r\n\r\nGet started for free by making an account at www.Chargehound.com!",
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        "full_name": "Karim Atiyeh",
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        "full_name": "Ali Khajeh-Hosseini",
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        "full_name": "Alistair Scott",
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    "long_description": "TAG is setting new standards and changing the way Pakistan banks by building a digital bank for the masses, with an aim to encompass the entire financial life of users, from basic banking such as bank account and Visa Debit card to employer payrolls, salary advances, savings, and neo-brokerage in future.",
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        "full_name": "Ilia Semenov",
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        "id": 71628,
        "title": "Cloudthread ☁️🧘‍♂️ Your Cloud Cost Savings Hub",
        "tagline": "Meet Cloudthread, the radical cloud waste reduction platform for modern teams",
        "body": "Hey YC! We're thrilled to announce the launch of [**Cloudthread Savings Hub**](https://www.cloudthread.io/), brought to you by [**@Ilia**](https://www.cloudthread.io/), [**@Daniele**](https://www.linkedin.com/in/danielepackard/), and [**@Thomas**](https://www.linkedin.com/in/thomasyopes/)! 🎉\n\n# TL;DR\n\n**Cloudthread Savings Hub** empowers you to identify and eliminate wasted cloud spend, streamline optimization workflows, and **maximize savings**.\n\nDiscover optimization opportunities, prioritize based on expected savings and implementation complexity, gain detailed context, group and share through Jira and Slack, track progress, and analyze realized savings.\n\nSupports **AWS** and **GCP**.\n\n![uploaded image](/media/?type=post&id=71628&key=user_uploads/738583/733b2dec-ae3d-411f-af62-46349eb8bdc0)\n\n# **The Problem**\n\nDespite various tools, sources, and techniques to manage cloud costs, achieving actual savings remains challenging. Many tools are expensive and charge a percentage of your total bill.\n\n# **The Solution**\n\nCloudthread Savings Hub disrupts the market by offering a combination of product and services laser-focused on eliminating cloud waste. We aggregate cost savings insights from various sources (including native cloud provider data), enrich it with valuable context, and facilitate workflow creation to effectively implement recommendations. We charge a **flat fee** for our product and a percentage of savings for service engagements.\n\n# **How It Works**\n\n<https://youtu.be/0j12fiXDgYc>\n\n### **💰 Special Deal + Ask**\n\n💰 For the next two weeks, find over $500 in monthly AWS savings with Cloudthread’s Savings Hub or receive a **$100 Amazon Gift Card** 🎁\n\n[**www.cloudthread.io/aws-save-or-get-paid**](https://www.cloudthread.io/aws-save-or-get-paid)\n\nJoin us in revolutionizing cloud cost management with Cloudthread Savings Hub!\n\n# **About Us**\n\nAt [**@Cloudthread**](https://bookface.ycombinator.com/company/24348), we're committed to making cloud cost analytics accessible for businesses of all sizes. Our platform enables engineering teams to lower cloud costs easily and effectively. We've helped enterprises with 8-figure cloud bills, high-growth startups, and everything in between achieve cloud cost efficiency.\n\nA few months ago, [**we launched our cloud cost saving services on Bookface**](https://bookface.ycombinator.com/posts/70004) for the YC community. Since then, we've helped companies reduce their AWS spend by **10-50%**!\n\nOur team has been working in cloud cost management since **2014**. [**@Ilia Semenov**](https://bookface.ycombinator.com/user/738583) managed cloud costs at Electronic Arts before leading Lyft's cloud cost management efforts ahead of their IPO, resulting in a **40% reduction** in AWS spend ([**case study**](https://aws.amazon.com/solutions/case-studies/lyft-cost-management/) and [**AWS Re:Invent talk**](https://youtu.be/ChupgIbZr5Q?t=2479)). Through Cloudthread, we've tackled cloud cost challenges across numerous AWS services.",
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        "id": 80181,
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        "url": "https://www.ycombinator.com/companies/pump-co/jobs/wukMaym-channel-partnerships-manager-gcp",
        "location": "San Francisco, CA, US",
        "type": "Full-time",
        "role": "Sales",
        "role_type": null,
        "salary_range": "$110K - $160K",
        "equity_range": "0.05% - 0.20%",
        "experience": "6+ years",
        "visa": "US citizen/visa only",
        "skills": [
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        ]
      },
      {
        "id": 80182,
        "title": "Channel Partnerships Manager- AWS",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/BHk6it8-channel-partnerships-manager-aws",
        "location": "San Francisco, CA, US",
        "type": "Full-time",
        "role": "Sales",
        "role_type": null,
        "salary_range": "$110K - $160K",
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        "experience": "6+ years",
        "visa": "US citizen/visa only",
        "skills": [
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      },
      {
        "id": 97372,
        "title": "DevOps Engineer",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/saieOA4-devops-engineer",
        "location": "San Francisco, California, United States",
        "type": "Full-time",
        "role": "Engineering",
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        "visa": "US citizen/visa only",
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        "id": 103203,
        "title": "Brand Designer",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/u4TAJkO-brand-designer",
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        "type": "Full-time",
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        "role_type": "Web design",
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        "experience": "Any (new grads ok)",
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        "url": "https://www.ycombinator.com/companies/pump-co/jobs/lllpVvx-engineering-manager",
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        "url": "https://www.ycombinator.com/companies/pump-co/jobs/HMuXu3v-in-house-counsel",
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        "title": "Engineering Manager",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/GU634nt-engineering-manager",
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        "type": "Full-time",
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        "experience": "5+ years",
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        "url": "https://www.ycombinator.com/companies/pump-co/jobs/tINhe6s-in-house-counsel",
        "location": "San Francisco, California, United States",
        "type": "Full-time",
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        "title": "Customer Success Manager",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/HZde7q3-customer-success-manager",
        "location": "San Francisco, California, United States",
        "type": "Full-time",
        "role": "Support",
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        "title": "Partnerships Lead",
        "url": "https://www.ycombinator.com/companies/pump-co/jobs/25KODLP-partnerships-lead",
        "location": "San Francisco, California, United States",
        "type": "Full-time",
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    "news": [
      {
        "title": "How Tech Startups Can Crack the Code of Cloud Infrastructure Costs | Inc.com",
        "url": "https://www.inc.com/sean-kim/how-tech-startups-can-crack-code-of-cloud-infrastructure-costs.html",
        "date": "Apr 13, 2024"
      },
      {
        "title": "The 18 most interesting startups from YC's Demo Day show we're in an AI bubble | TechCrunch",
        "url": "https://techcrunch.com/2024/04/03/ycs-winter-2024-demo-day-confirms-that-we-are-indeed-in-an-ai-bubble/",
        "date": "Apr 03, 2024"
      },
      {
        "title": "Pump: cutting cloud service expenses like no other platform can",
        "url": "https://www.digitaljournal.com/business/pump-cutting-cloud-service-expenses-like-no-other-platform-can",
        "date": "Nov 23, 2023"
      },
      {
        "title": "How Pump is redefining cloud cost savings | VentureBeat",
        "url": "https://venturebeat.com/business/how-pump-is-redefining-cloud-cost-savings/",
        "date": "Nov 20, 2023"
      },
      {
        "title": "Group Buying Brings Relief to Ever Rising Cloud Costs | Entrepreneur",
        "url": "https://www.entrepreneur.com/en-in/technology/group-buying-brings-relief-to-ever-rising-cloud-costs/464578",
        "date": "Oct 31, 2023"
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    "launches": [
      {
        "id": 75947,
        "title": "Pump India - Save 60% on AWS for free, now live in India 🇮🇳💚",
        "tagline": "With group buying and AI, startups can save like the big tech",
        "body": "**TL;DR -**\n\n[**Forbes called us ‘Costco of Cloud compute’ recently**](https://www.forbes.com/sites/davidprosser/2023/10/05/how-pump-promises-to-slash-your-runaway-cloud-computing-costs/). With group buying and AI, Pump can save you up to 60% on your AWS compute spend without any engineering effort or financial risk. We signed up over 250+ customers in the last 6 months, including over 50+ YC companies.\n\n![](https://bookface.ycombinator.com/media/?type=post&id=75947&key=user_uploads/1048566/a5968ddd-cd3b-4eb2-8a64-79f8ab7dea8f)\n\n**How does Pump work?**\n\nAWS incentivizes long term commitments, 1 year to 3 year with high discounts. Not only does this require careful planning & thorough future forecasting, but small startups are often not able to commit for such long periods. That’s where Pump comes in, we bring companies together under one umbrella - as long as there’s other companies within the same region and using the same instance as you, Pump rotates these commitments across Company A to B and so on; thus shrinking a 3 year commitment to just about a month; maximum savings and minimal risk 😀\n\n![](https://assets-global.website-files.com/634b9f9236d9ffdc11dc0eb6/65041ea8580984bf8c7e4065_pump-schema.webp)\n\n**What’s new with this launch?**\n\nPreviously, we could work with companies around the world with the exception of India (irony much?). For legal and tax reasons, AWS has set up a completely different entity for the country and to work with Indian customers, we ourselves had to setup a subsidiary in India. Our second highest traffic & signups always came from India since our launch in April, and given this strong pull we decided to go down this path even as a young company.\n\nWe are beyond PUMPED to go live in India and save Indian customers up to 60% on AWS costs!\n\n**Why this launch is important?**\n\nWhile adapting our product for India wasn’t that much work, we went through a grueling 4 months of copious paperwork, legalese and tests of patience.\n\nThere was just so much monumental effort that went in that we essentially had to package this as a launch :’)\n\n**How to get started?**\n\n![uploaded image](/media/?type=post&id=75947&key=user_uploads/1048566/7f11d87f-9555-44a2-bff9-a96ce9679e39)\n\n**🙏 Our ask:**\n\nIf you’re an Indian company (or otherwise too), sign up at [**app.pump.co**](https://www.forbes.com/sites/davidprosser/2023/10/05/how-pump-promises-to-slash-your-runaway-cloud-computing-costs/) and to see your estimated savings.\n\n[**https://youtu.be/5L5SEQaXlNw**](https://www.forbes.com/sites/davidprosser/2023/10/05/how-pump-promises-to-slash-your-runaway-cloud-computing-costs/)",
        "url": "https://www.ycombinator.com/launches/Jkx-pump-india-save-60-on-aws-for-free-now-live-in-india",
        "votes": 6,
        "created_at": "2023-11-02T14:55:14.978Z"
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      {
        "id": 71529,
        "title": "Pump: The fastest way to save 60% on AWS",
        "tagline": "Use AI to optimize your cloud savings on autopilot. Meet Pump, FinOps fully automated with AI.",
        "body": "[Pump](https://bit.ly/3ZeSLWM) is the FASTEST to save up to 60% on your AWS bills with zero engineering effort and financial risk.\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/9e12619b-721e-4678-99f3-a8a18080e2ed)\n\n**🤖 How Pump saves so much:**\n\nPump’s AI to continuously optimizes AWS discount commitments, our customers get the best price without needing to constantly monitor and adjust their AWS usage. Our optimization algorithms identify which hourly commitments are most cost-effective for your specific usage patterns, so you never pay for more than you need. Additionally, we offer a group volume tier discount, similar to Groupon, based on combined usage across all our customers.\n\nList of all the AWS services we support is [here](https://help.pump.co/overview/list-of-aws-discounts). We are the **_ONLY_** company that has this breadth on market.\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/18daa710-01d2-4183-b9b7-d6a5d5a6664f)\n\n**😎 Our Happy Customers:**\n\nSince we launched last month on Product Hunt as #1 of the day, we have had signups reaching up to over 100+ customers, saving them hundreds of thousands of dollars. Check out what they have to [say!](https://www.pump.co/#love)\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/1cd2bdd1-d070-448b-88ba-6676f8a83804)\n\n**⚙️ How to get started:**\n\nJust 3 clicks to start saving and a fully self serve experience that doesn’t force you to talk to a human (unless you want to?)\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/59c0d8ae-7374-44cc-8c5a-311c7a0f828d)\n\n**😎 Why we are a _no-brainer_:**\n\nPump monetizes through a small percentage from the volume discounts of the collective large spend achieved. 100% of our revenue comes from AWS. We believe saving costs should not be a cost in itself for our customers.\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/9f098122-6f23-49a5-ba23-4cb3b31abd13)\n\n**🙏 Our ask:**\n\nSign up today at [www.pump.co](http://www.pump.co) to see your estimated savings even if you are already cost optimized, no obligation to use us if you don’t like that additional savings $ that Pump can save you! - if you have any questions please contact me at [sn@pump.co](mailto:sn@pump.co) :)\n\n![uploaded image](/media/?type=post&id=71529&key=user_uploads/1048566/fcf2b0e9-c942-4b1a-85e5-8e42a485bb00)\n\n",
        "url": "https://www.ycombinator.com/launches/Ibh-pump-the-fastest-way-to-save-60-on-aws",
        "votes": 158,
        "created_at": "2023-05-11T21:43:35.399Z"
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    "long_description": "Dashdive attributes AI/LLM and cloud costs to customers, teams and products at the endpoint invocation level using observability tools. This allows software companies to optimize their pricing and evaluate the profitability of each product.",
    "one_liner": "Break down AI and cloud costs by feature and customer",
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    "subindustry": "B2B -> Engineering, Product and Design",
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        "full_name": "Micah Wheat",
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        "founder_bio": "Growth at SID AI (S23)",
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        "full_name": "Adam Shugar",
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      {
        "id": 70237,
        "title": "Dashdive — Break down cloud costs by feature and customer",
        "tagline": "The only tool that shows per-feature and per-customer cloud costs.",
        "body": "[Dashdive](http://dashdive.com) attributes AWS, GCP, Azure and other cloud services costs to features, products, teams and customers. These data help companies understand how their profitability breaks down by product and customer, allowing them to make optimal strategic decisions about pricing, resource allocation and cloud architecture.\n\n### Problem\n\nMost tech companies **don’t know how much it costs to serve each of their customers with each of their products**. Cloud costs are typically a tech company’s second-largest cost (after personnel), and they can vary significantly even on a per-unit basis, i.e. irrespective of volume.\n\nWithout per-customer and per-product cost information, companies can’t reliably know:\n\n1. What’s our margin on Customer A?\n2. What’s our margin on Product B?\n3. Which usage events drove Customer C’s costs last month?\n4. What are our costs likely to be on new Customer D?\n\nNormally, if an engineering or finance team wants to know the answer to one of these questions, they have to either 1) **make an estimate that could be wildly inaccurate** based on average total costs or 2) “**track down an engineer** to run experiments in AWS.” (That was a direct quote from a CFO.)\n\n### Solution\n\n![uploaded image](/media/?type=post&id=70237&key=user_uploads/1165030/8fb86e1e-9f54-4127-ad9e-e0ac5daf701f)\n\n**Dashdive answers these questions** by monitoring backend services (servers, databases, etc.) with lightweight agents. These agents **attribute the activity on each cloud service to specific features and customers** using distributed tracing and continuous profiling. Then, the usage data are **mapped to cost** data via AWS/GCP/Azure billing APIs. The result is a complete picture of who and what are driving cloud costs over time.\n\nGranular cloud cost data allow companies to:\n\n1. Know if they’re pricing an existing customer too low—or below cost.\n2. Hone in on individual lines of code and architectural decisions that incur disproportionate costs. (Other tools can only give generic cost-cutting recommendations based on total costs, e.g. “consider reserving storage in advance for a discount,” since they just repackage existing AWS billing data.)\n3. Give customers who complain about high bills or opaque pricing an adequate explanation (and perhaps even suggested usage patterns to reduce future bills).\n4. Better forecast the cost of serving a new customer based on expected usage. This helps teams price contracts optimally to hit margin goals consistently.\n\n### Setup\n\nInstallation only involves deploying Dashdive agents to each service of interest. This takes five minutes and requires **zero code changes**. Although our backend is cloud-based by default, **Dashdive can be self-hosted** for companies that need to keep all data within their ecosystem.\n\n![uploaded image](/media/?type=post&id=70237&key=user_uploads/1165030/943447c4-84fd-4a29-a67c-46f3ae266fcc)\n\n_This is the entire setup for AWS Lambda, a popular cloud service._\n\n### Why Now\n\nSupply and demand factors make now the perfect time to launch this product:\n\n* **Supply**: Monitoring technologies eBPF and OpenTelemetry have come a long way in the past few years. Both technologies allow seamless monitoring of different technology stacks, removing friction where engineering teams would have otherwise needed to make significant investments in setup and maintenance. Application performance monitoring companies like Datadog have proven that monitoring dozens of services is technically feasible and can be profitable even at scale.\n* **Demand**: As the cost of capital has increased and fundraising has become less certain, profitability is the only way to guarantee business survival. Business and engineering leaders are placing newfound importance on margin health.\n\nGiven these factors, this opportunity emerged in the last twelve months.\n\n### Get in Touch\n\nMore information at [dashdive.com](http://dashdive.com). Inquiries can be sent to [team@dashdive.com](https://mailto:team@dashdive.com).\n\n![uploaded image](/media/?type=post&id=70237&key=user_uploads/1165030/e5803ab1-04cb-4a16-b4f5-f87c2ec6bb68)\n\nDashdive’s founders met in college at Stanford University. Bringing strategy and sales experience, [Micah](https://www.linkedin.com/in/micah-wheat/) (left) worked at the Boston Consulting Group. [Adam](https://www.linkedin.com/in/adamshugar/) (right) developed his engineering background at Palantir and Apple.",
        "url": "https://www.ycombinator.com/launches/IGr-dashdive-break-down-cloud-costs-by-feature-and-customer",
        "votes": 86,
        "created_at": "2023-03-13T19:11:21.449Z"
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    "name": "Chart",
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    "all_locations": "San Francisco, CA, USA",
    "long_description": "Chart's Unified Tax Record API provides a direct bridge to tax records from the IRS, state tax agencies, and major tax preparation platforms such as TurboTax and H&R Block.",
    "one_liner": "Realtime Access to Verified Tax Records",
    "team_size": 3,
    "industry": "Fintech",
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    "country": "US",
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    "long_description": "Cloudchipr is an actionable FinOps platform that keeps multi-cloud spend under control 24/7 with AI agents.",
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        "body": "### **TL;DR Instead of wasting runway on the cloud, sweating about your bottom line and limiting your developers, let Cloudchipr take care of optimizing your cloud usage and getting the most out of it.**\n\nHey everyone we are the founders of [Cloudchipr](https://cloudchipr.com/) 🙂\n\n![uploaded image](/media/?type=post&id=69761&key=user_uploads/1159850/9a6a6c4e-e473-4927-823b-28d84a6d8e1f)\n\n**Ashot** (left) managed some of the largest cloud infrastructures in the world. A distributed computing systems and cloud guru, who can smell coffee ☕ and sniff expensive infrastructures 📈 from at least 1000 feet away 😄\n\n**Suren** (right) worked on platforms serving 100,000,000s users from all over the world while at Picsart, AWS and Wayfair. A foodie with the power of Spring Boot as his spirit animal 🐩 😄\n\nWe got a lot of battle scars figuring out what’s the best way to operate your cloud. Now we’ve built Cloudchipr so that you don’t have to! 🚀\n\n### ❌ **The Problem**\n\nAll clouds make it very easy to start using resources. That’s how they are designed and that’s why they won. Problem is, that freedom very quickly turns into a mess eventually hurting the bottom line and becoming an operational hurdle.\n\n**Where it hurts Product and Engineering:**\n\n* Services and resources sprawl out of control across various geographies and cloud regions.\n* Resources get wasted to ensure developer convenience (dev machines run over weekends, holidays and non-working hours alike).\n* Routine operational maintenance becomes a burden and a time consuming activity for expensive DevOps and SRE engineers.\n* Every launched resource in the cloud becomes a monument - once it’s there no one risks to touch and it lingers around forever.\n\n**Where it hurts the Business side:**\n\n* Accountability and trackability becomes an issue: ask any series B (or later stage) company startup CFO how much a particular project costs on a cloud and see them roll their eyes.\n* Cloud is treated as a black box. Although being one of the largest cost centres finance has little visibility into what is actually going on. They are expected to foot the bill with 0 insights or understanding how the money is actually spent.\n* Very hard to forecast spend and act on if it gets out of hand.\n\n### **🪄 The Solution**\n\nWatch our [Demo Video](https://www.youtube.com/watch?v=0QLy74eGnLg)\n\nCloudchipr is an AWS qualified SaaS platform (we also support GCP and Azure) which provides a suite of powerful tools for cost tracking, resource management, and automation. It simplifies cloud operations, streamlines DevOps workflows while giving financial visibiliy, predictability and control. \n\n✅ **Cost Optimization by granular cost tracking and reporting.** It allows to monitor cloud expenses in real-time and optimize their usage to reduce waste. \n\n✅ **Resource Management:** Cloudchipr provides a centralized dashboard that provides full visibility into their cloud infrastructure across all geographies and cloud regions.\n\n✅ **Automation workflows:** Cloudchipr's automation features enable teams to streamline their DevOps workflows and automate routine operational tasks. With Cloudchipr, businesses can set up notifications and actions based on their criteria and free up valuable time and resources for other important tasks.\n\n**For example:**\n\n* If a resource is underutilized, Cloudchipr will notify the owner to take an action.\n* If there are resources without an owner, a slack message will be sent.\n* Stops expensive GPU nodes based on configurable usage criteria (e.g. idle more than 3 hours)\n* Stops/Starts the selected dev databases and virtual machines at night and on weekends\n* Takes care about resources being properly tagged.\n\n✅ **LAST BUT NOT LEAST:** It’s 2023, so you should be able to talk to your cloud and your cloud should talk back!  We are launching the first version of **CloudChat -** an interactive Natural-Language interface for querying, reporting and setting automations for your cloud. \n\nCloudchipr automates the cloud cost saving and reporting, and helps the finance and engineering departments save money and time by removing the friction around the costs saving. We do that by automation workflows which constantly check all the cloud resources, take configurable actions and report about the progress.\n\n### **Get started now:**\n\n* Try it for free at [cloudchipr.com](http://cloudchipr.com)",
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        "body": "Hey YC! 👋 \\\nWe are Sam and Juan, co-founders of [Invopop](https://www.invopop.com/), and we are on a mission to simplify Sales Tax/VAT compliance, globally.\n\n### **🧨 The problem: new sales reporting requirements**\n\nTax authorities around the world are starting to require that companies report **every sale**, in **real-time** for tax recording purposes. Yes, every **single transaction,** in real-time (i.e. **electronic invoicing**)\n\nThis is **already required** in most **LatAm** countries and India, and the majority of **European countries** are making it mandatory in the next **1-3 years**.\n\n![uploaded image](/media/?type=post&id=68825&key=user_uploads/1138452/fcc7d3af-be8e-41da-9e85-45dd7b4b4286)\n\n## **🎉  Our solution: one API, global compliance**\n\nOur API receives the information of a **sale in a simple open-source format** and **converts it to a locally-compliant invoice,** including\n\n* Sync with tax authorities reporting requirements (e-invoicing).\n* Generate a custom-branded PDF invoice and send it to customers.\n* Integrate with the company’s stack (e.g. ERP, billing, payments, reconciliation).\n\n![uploaded image](/media/?type=post&id=68825&key=user_uploads/1138452/457c38ec-ba3d-49b8-a18c-4f8e1ddc7fef)\n\nInvopop is already live in **Colombia, Spain & Portugal**. Many more coming soon: Mexico, Italy, Peru…\n\n### **🚀 Why we built Invopop**\n\n**Sam** was previously **co-founder & CTO of Cabify**, and as they expanded to LatAm, complying with the e-invoicing requirements became a nightmare. As he could not find a global provider to solve this, he built Invopop.\n\n**Juan** worked as a **consultant in Mexico** and was blown away by how complex the e-invoicing system was. When he learned this is becoming mandatory in Europe, he knew Invopop was needed!\n\n### **🙏🏼 Ask**\n\nIf you want to make sure your company complies with the new regulation: Schedule a demo with us [here](https://savvycal.com/juan-moliner/15min-public)!",
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        "title": "TradeFlow: AI software to automate stock trade settlement",
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        "body": "[**TradeFlow**](https://www.tradeflowai.com/) uses AI to automate stock trade settlement for financial firms.\n\n# **About Us**\n\n[Taryn](https://www.linkedin.com/in/taryn-reardon/) and [Liam](https://www.linkedin.com/in/liam-b-456081124/) met at Cornell University 7 years ago. After graduating, Taryn worked at Goldman Sachs in global markets, and Liam worked at Meta as a software engineer.\n\n![uploaded image](/media/?type=post&id=82527&key=user_uploads/89898/6a9ccc58-dbae-4d3e-b6ca-0b2a59210019)\n\n# **The Problem**\n\nDuring her time in financial services, Taryn saw firsthand how inefficient and costly it is to settle trades. Trade settlement requires extensive coordination across firms, yet the current financial infrastructure is extremely fragmented. The industry acknowledges the inefficiency, but it’s been difficult to improve because workflows are heavily reliant on manual emails, disparate systems, and inconsistently structured data.\n\nTo make matters worse, the US just shortened the settlement timeline from 2 days to only 1, forcing operations professionals to perform the same workload in half the time.\n\n# **The Solution**\n\nThe advent of powerful AI technology can unlock greater efficiencies than ever before. Leveraging LLMs, TradeFlow digests and centralizes data from all key sources and automates action items, like booking trades and writing emails. Instead of completing time-intensive tasks by hand, operations professionals can offload them to TradeFlow and simply review the work at the end.\n\nWe empower back offices to do more with less, so trades can settle faster with a fraction of the human effort.\n\n![uploaded image](/media/?type=post&id=82527&key=user_uploads/726397/a05be150-dcab-46d1-b424-ea41f5c37152)\n\n# **Our Ask**\n\n* Let us know at [sales@tradeflowai.com](mailto:sales@tradeflowai.com) if you have any financial services leaders in your network (brokers, banks, institutional investment firms)! Here is a blurb that you can share with others:\n\n  _“An ex-Goldman sales trader and an ex-Meta engineer created _[**_TradeFlow_**](https://www.tradeflowai.com/)_, an AI-powered software to automate post-trade operations. Reach out to the team at _[_sales@tradeflowai.com_](mailto:sales@tradeflowai.com)_ to learn more & schedule a demo.”_\n* Follow us on [**LinkedIn**](https://www.linkedin.com/company/tradeflowai/)!",
        "url": "https://www.ycombinator.com/launches/LT5-tradeflow-ai-software-to-automate-stock-trade-settlement",
        "votes": 77,
        "created_at": "2024-07-29T18:09:40.177Z"
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        "body": "### Strengthen your Internal Audit programs (from SOX to BSA/AML)\n\n**Denki Assurance Platform:**\n\n✔️ Works on existing systems (e.g. Auditboard, Workiva, ERPs)\n\n✔️ Automates Control processes (e.g. maps to COSO, runs walkthrough interviews, tests)\n\n✔️ Produces working papers (w/ full audit traces)\n\nRequest demo here: https://denki.ai/demo\n\n🙏 **Our ask:**\n\nIf you **know any internal auditor** or **CFO**\n\n➡️ Send an intro to [founders@denki.ai](https://mailto:founders@denki.ai) –– thank you!\n\n**The Problem**\n\nAudit is a massive cost centre ($290B+ annual spend), mandated by regulation (SOX, BSA/AML), facing talent shortages (75% of CPA will retire in the next decade) and a source of significant operational friction.\n\nIt runs the trust system of our economy, yet it’s truly outdated: sampling-based, point-in-time, manual.\\\n\\\n**The Solution**\\\n\\\n[Demo](https://youtu.be/-vFX_Cfcyxo)\n\n**The Team**\n\n**Felipe** worked at McKinsey and researched on Explainable AI during his PhD studies at UCL. He led product + mobile engineering at a GE-funded start-up.\n\n**David** built pipelines for unstructured financial data at MacroHive (research firm trusted by all top 5 hedge funds). He is a top 13 competitive programmer in the UK Informatics Olympiad, and studied Computing at Imperial.\n\n➡️ Request demo here: https://denki.ai/demo\n\n📩 **Questions?** Email us at: [founders@denki.ai](https://mailto:founders@denki.ai)\n\n🙏 **Our ask:** Make an intro for us with **an internal auditor** or **CFO** – thank you!",
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        "full_name": "Christopher Acker",
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        "title": "Carrot Labs: Custom models tuned to your tasks that never stop improving",
        "tagline": "Your model is your moat. Stop renting your intelligence and start growing it.",
        "body": "**TL;DR:** Carrot Labs helps you build models for your agents that are faster and better, forever. Use our platform to build proprietary models using open source that progressively improve.\n\n[**Our Launch Video**](https://youtu.be/Qiw-HG14AVE)\n\n## **The Problems:**\n\nFrontier models from Anthropic, OpenAI and Google are constantly pushing the boundary of intelligence further, but great quality comes with high latency and cost. Smaller models are fast, but can't get the job done right.\n\nSo you start modifying system prompts. It takes you far enough, but at some point you hit a ceiling. And every time a new model comes out, your prompts don't work the same way anymore! (just February 2026 alone, Opus 4.6 and Sonnet 4.6 from Anthropic, Gemini 3.1 Pro from Google, GPT-5.3-Codex from Open AI, Qwen 3.5 from Alibaba came out to name a few.)\n\n## **Solution:**\n\nWe build you a proprietary model tuned to your tasks so you always have access to the most performant model for your agent.\n\nOur platform records your agent’s activity and tunes an optimized model from an open source base model. Once it's ready, swap out the frontier model for yours. That's it. As new production data flows in, we continuously evaluate and retrain your model to boost performance. What you get is a model specialized to your tasks that outperforms frontier.\n\n## **Why this matters to your startup:**\n\nIn the short run, you need your agent to be faster and more accurate, and prompt tuning will only get you so far. We are the fastest way to get there.\n\nIn the long run, every company building agents is using the same frontier models. Your competitor has the same intelligence you do. The thing that differentiates you is the knowledge you distill into your own model. Your model is your moat.\n\n## **Team:**\n\nChris led AI at Skylo Technologies, the world's largest commercial direct-to-device satellite network that provides satellite communications services to Google, Samsung, and Garmin devices.\n\nYuta was a senior data scientist at Snowflake where he developed financial forecasts through ML that supported the company's hypergrowth from pre-IPO to billions in revenue.\n\n## **How you can help:**\n\nIf you are building agents or know anyone building agents who would appreciate a model that outperforms frontier on their tasks, let us know at [contact@carrotlabs.ai](mailto:contact@carrotlabs.ai).\n\nOur self-serve agent eval SDKs are available. Feel free to use it! You can sign up from here: <https://platform.carrotlabs.ai/login>.",
        "url": "https://www.ycombinator.com/launches/PdG-carrot-labs-custom-models-tuned-to-your-tasks-that-never-stop-improving",
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    "long_description": "🔥FIRE WALLET 🔥\r\n\r\nhttps://www.youtube.com/watch?v=JeXDDegwhgA\r\n\r\nTL;DR: Fire Wallet is a fast, end-to-end encrypted, non-custodial stablecoin wallet with built-in payment processing and fiat on/off ramps, built by the team that created MobileCoin, the cryptocurrency inside Signal.\r\n\r\nHey Bookface! We're Josh, Michael, and Manny and we're building Fire Wallet!\r\n\r\n🔥Why we built this\r\n\r\nMost wallets and payment processors don’t work FOR you. They're slow, route your payments in the way that earns them the most, and they leak your financial life to anyone asking. Worse: every single one hold the keys to your money.\r\n\r\nWe believe your financial tools should act in your interest and, frankly, that your money should be yours.\r\n\r\n 🔥What Fire does\r\n\r\nMulti-chain, non-custodial, end-to-end encrypted wallet. \r\nYour keys, your money, your assets: you are in full control of your funds at all times. \r\nLeast Cost Routing. Every swap and payment takes the cheapest path, not the one that pays a middleman the most.\r\nSelf-sovereign payment processing. Send an invoice straight from the wallet. Get paid from your web checkout. No middleman.\r\nEasy fiat on/off ramps. Move stablecoins to USD and back without the pain.\r\nBuilt for agentic commerce. Manage per-agent sub-wallets for agentic workflows.\r\nEncrypted by default. Protecting you from bad actors and surveillance capitalism.\r\n\r\n🔥Early traction\r\n\r\nSigned our first major LOI with @Trustboop (founded by Justice Laub of Drone Racing League and Rob Rhinehart of Soylent).\r\n\r\nOnboarding our first enterprise customer in ecommerce packaging and marketing, doing about $1.5M/month in volume. They've connected us to 10 more companies in the same vertical at similar volume, roughly a $100M/yr GMV opportunity.\r\n\r\n🔥Why us\r\n\r\nJosh and Manuel led the creation of MobileCoin, the cryptocurrency in Signal Messenger: $100M+ raised, $1.16B peak valuation, $4B+ peak coin market cap, acquired in 2026.\r\n\r\nMichael runs product and design. He's an internationally exhibited artist with two published art books, and he builds sick products.\r\n\r\nManuel runs operations and orchestrates systems that actually work at scale.\r\n\r\n🔥Asks\r\n\r\nIntros to businesses moving $1M+/month in payments, especially cross-border, ecommerce, and DTC, who want lower fees and more control over their funds.\r\n\r\nStrategic partners in fintech and payments interested in integrating our infrastructure.\r\nTell us what's broken. Reply here or email founders@fire.co.\r\n\r\nWe're looking for our first 100 customers. If that's you or someone you know, we'd love to talk.",
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        "title": "Oasive: Find better bonds to buy",
        "tagline": "See which bonds are rich or cheap and decide what to buy",
        "body": "**TL;DR: [Oasive](http://www.oasive.ai)** **helps bond investors find better bonds to buy. Compare investments and test trade ideas in minutes with proprietary models and a team of AI analysts.**\n\n<https://youtu.be/HlMWxuHhlo8>\n\nHi, I'm Anaïs, founder of [Oasive](http://www.oasive.ai). I worked on Wells Fargo's $350B mortgage-backed securities (MBS) portfolio, then as a portfolio manager on Google Treasury's $17B MBS/ABS portfolio, before leading product strategy across Google's consumer AI products.\n\nI'm building [Oasive](http://www.oasive.ai) to help more fixed income investors find value and act on it.\n\n**The problem**\n\nFinding an attractive trade is only the start. Is it really cheap, what could change that, and does it improve the portfolio? Answering those questions means going back and forth between research, market data, models and spreadsheets.\n\n**What we built**\n\n[Oasive](http://www.oasive.ai) helps you uncover opportunities you might otherwise miss, compare investments and test the risks before putting on a trade. Macro and Rates Research and our MBS Platform are live today:\n\n* **Macro and Rates Research:** Which Treasury maturities look cheap, and is there a curve trade worth putting on? Use our proprietary valuation models to compare maturities, curve trades and butterflies. Check how many Fed cuts are priced in, dig into market moves and economic releases, and keep exploring with unlimited chats and follow-ups.\n* **MBS Platform:** Which MBS pools look attractive, and why? Use proprietary prepayment models and collateral analysis to spot relative value and test investment ideas. If rates fall 1%, what happens to your portfolio? Change rate and prepayment assumptions to see the impact on spreads, duration and value across your holdings.\n\n_Municipals, ABS, and corporates are next._\n\n[Oasive](http://www.oasive.ai) is already used across 15+ institutional desks at global banks, asset managers with $100B+ in AUM, and Fortune 500 treasury teams.\n\n**Try it**\n\nStart your Macro and Rates Research free trial or request an MBS demo at <https://oasive.ai/join> — free and paid plans available.\n\n**Our ask**\n\nKnow portfolio managers, traders or analysts on fixed-income desks? I’d love an introduction. Email [anais@oasive.ai](mailto:anais@oasive.ai)\n\n![uploaded image](/media/?type=post&id=116240&key=user_uploads/2395902/0db02b4c-6fd1-4d3d-b1cc-6c6df9dce469)\n\n",
        "url": "https://www.ycombinator.com/launches/UEq-oasive-find-better-bonds-to-buy",
        "votes": 18,
        "created_at": "2026-09-23T20:00:00.098Z"
      }
    ]
  }
]
