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Our technology automatically, files taxes, deducts expenses, issues invoices and collects payments all from one app. Easy, transparent and automated.\r\n\r\n14 million digital workers and SMEs in Mexico face constant stress derived from their lack of knowledge on tax related issues. 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", "body": "**Access our talent** [**here**](https://talent.soyhenry.com) **now, with $0 hiring fees!** [**Watch 2 min demo.**](https://www.loom.com/share/11f8cd05f95843e794be5810e3937f36)\n\n![uploaded image](/media/?type=post&id=65232&key=user_uploads/345596/7edfa430-59ae-4895-85a4-57816809a2ac)\n\n\\+100 happy employers within the YC community\n\n![uploaded image](/media/?type=post&id=65232&key=user_uploads/345596/92b0b5c0-4f37-48fe-91bc-e397e5d3af08)\n\nWatch [video testimony](https://www.youtube.com/watch?v=DhDfHVDyGFM) from YC employers.\n\n![uploaded image](/media/?type=post&id=65232&key=user_uploads/345596/a7d703d3-8b23-4f18-8b9f-dae197cf7957)\n\n![uploaded image](/media/?type=post&id=65232&key=user_uploads/345596/18fac62c-f44a-4cc5-8cdc-741a440e3d4e)\n\nJust make them an offer [here](https://www.talent.soyhenry.com/?hl=en) and start working with them instantaneously. \\\n[Watch 2 min video](https://www.loom.com/share/11f8cd05f95843e794be5810e3937f36).\n\n![uploaded image](/media/?type=post&id=65232&key=user_uploads/345596/e03c55b3-017c-4395-86cc-91da06d3a374)\n\nWe believe that while potential is evenly distributed across society, opportunities are not. 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", "one_liner": "We underwrite and insure house rentals in Latam ", "team_size": 150, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Housing and Real Estate", "launched_at": 1614714360, "tags": [ "Real Estate", "Insurance", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Real Estate and Construction", "Housing and Real Estate" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Growth", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/morada-uno", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2021/morada-uno.json", "year_founded": 2020, "city": "Mexico City", "country": "MX", "linkedin_url": "https://www.linkedin.com/company/morada-uno/", "x_url": "", "fb_url": "https://www.facebook.com/MoradaUnoMX/", "cb_url": null, "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/8974241afee1ddefbe010d14adaa78cb5c93fe88.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Harj Taggar", "url": "https://www.ycombinator.com/people/harj-taggar" }, "founders": [ { "user_id": 596059, "full_name": "Santiago Morales", "title": "Founder/CEO", "founder_bio": "", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/smoralesprado/", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/b0b5da32c20eaf981069ae3fb4f75ca8b4237f40.jpg" }, { "user_id": 596320, "full_name": "Ines Gamboa Sorensen", "title": "Founder", "founder_bio": "Leading product and tech for Morada Uno. I've spent the past few years working for fintech and proptech startups in Brazil, excited to be building something for my home country Mexico. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/in%C3%A9s-gamboa-sorensen-9269837a/", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/7c9b25a24bb2a86dde568eac110369b3ce26f882.jpg" }, { "user_id": 582052, "full_name": "Diego Llano", "title": "Founder", "founder_bio": "\r\n", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/diego-llano-salas/", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/a69e0a4ed53439fc460c8c3849eabb90fd9be49f.jpg" } ], "jobs": [], "news": [], "launches": [] }, { "id": 23421, "name": "Somos", "slug": "somos", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/4930f5027e91959bc051cfab1644e4f1c6d497f5.png", "website": "http://somosinternet.co/", "all_locations": "Medellín, Antioquia, Colombia", "long_description": "We use cutting-edge radio tech operating in unlicensed spectrum to rapidly build fiber-quality networks (1Gbps ) in the urban developing world.", "one_liner": "Internet for the urban developing world.", "team_size": 250, "industry": "Real Estate and Construction", "subindustry": "Real Estate and Construction -> Housing and Real Estate", "launched_at": 1620688477, "tags": [ "Latin America", "Telecommunications" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Real Estate and Construction", "Housing and Real Estate" ], "regions": [ "Colombia", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/somos", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2021/somos.json", "year_founded": 2019, "city": "Medellín", "country": "CO", "linkedin_url": "", "x_url": "", "fb_url": null, "cb_url": null, "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/4930f5027e91959bc051cfab1644e4f1c6d497f5.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Jared Friedman", "url": "https://www.ycombinator.com/people/jared-friedman" }, "founders": [ { "user_id": 279793, "full_name": "Forrest Heath", "title": "Founder", "founder_bio": "I build internet infrastructure in the developing world. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/forrestheath3", "x_url": "https://twitter.com/forrestheath3", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/94f6ef93255b3a24a035c159708ca9191141d50b.jpg" } ], "jobs": [], "news": [ { "title": "Somos Internet Raises $40M Series B To Expand To Mexico City", "url": "https://www.upstartsmedia.com/p/somos-internet-raises-40-million", "date": "Mar 31, 2026" } ], "launches": [] }, { "id": 24415, "name": "Kurios", "slug": "kurios", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/75927de021781b52309af33eced0acea980bc7da.png", "website": "https://www.kurios.la/", "all_locations": "Lima, Callao Region, Peru; Lima, Lima Province, Peru", "long_description": "Kurios is cohort based online courses for professionals in Latin America. Our instructors are professionals coming out of tech companies like Google, Amazon, Stripe and more. \r\n\r\nOur course completion rate is 90% and annual customer retention rate is 100%.\r\n\r\nWe have 65 B2B customers and we up-skill their employees in product management, growth and data analytics, just to start with.\r\n\r\nSome customers: Walmart Mexico, Banorte (2nd bank in Mexico), Mercado Libre, BCP (#1 bank in Peru), Alicorp (leading CPG in Latam), Sura (leading pension fund), etc.", "one_liner": "Cohort-based online courses for professionals in Latin America", "team_size": 10, "industry": "Education", "subindustry": "Education", "launched_at": 1625609999, "tags": [ "eLearning", "Latin America" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2021", "status": "Inactive", "industries": [ "Education" ], "regions": [ "Peru", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/kurios", "api": "https://devasheeshg.github.io/yc-api/batches/summer-2021/kurios.json", "year_founded": 2019, "city": "Lima", "country": "PE", "linkedin_url": "https://www.linkedin.com/school/kurios-la", "x_url": "", "fb_url": "https://www.facebook.com/kurios.la", "cb_url": "https://www.crunchbase.com/organization/kurios-technologies", "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/75927de021781b52309af33eced0acea980bc7da.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Gustaf Alstromer", "url": "https://www.ycombinator.com/people/gustaf-alstromer" }, "founders": [ { "user_id": 324023, "full_name": "Carlos Lau", "title": "Founder/CEO", "founder_bio": "Co-founder & CEO @ KURIOS. Ex-Uber Latam early stage employee. Contributed to the 60x growth in the Peruvian operations, as a Growth and Operations Manager. Launched and scaled UberDost in Latam (Brasil, Mexico, Colombia and Peru), a supply growth app. Ex-Amazon USA Product Marketing Manager Intern. Squash addict. Father of two. Alumni - University of Texas at Austin.", "is_active": false, "linkedin_url": "https://www.linkedin.com/in/carloslauv/", "x_url": "https://twitter.com/carloslauv", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/ef040d2737b1e252ec364d11b85832194dd43ed1.jpg" }, { "user_id": 489244, "full_name": "Luis Ubillas Door", "title": "Founder", "founder_bio": "Co-founder and COO at KURIOS. I started my career in investment management at BCP (Peru's largest bank). After my MBA program, I transitioned to Tech working at Amazon as financial controller in the North America ecommerce business. I've also worked as an independent consultant in Product & Growth Strategy for +$1B dollar companies in the consumer, financial and insurance sectors.", "is_active": false, "linkedin_url": "https://www.linkedin.com/in/lubillas/", "x_url": "https://twitter.com/alonsoub", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/944d4259d7264edc789a4bdfc1c75dee590d472a.jpg" } ], "jobs": [], "news": [], "launches": [] }, { "id": 26797, "name": "Rio", "slug": "rio", "former_names": [ "Rampa" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/efb1b318b2f093000a46046dd04d837de28d5be7.png", "website": "https://www.rio.trade", "all_locations": "Mexico City, CDMX, Mexico", "long_description": "Rio is the premier stablecoin liquidity provider for the LATAM market. We enable access to stablecoins for financial innovators to scale their products.", "one_liner": "LATAM’s largest stablecoin FX and liquidity provider", "team_size": 10, "industry": "Fintech", "subindustry": "Fintech -> Payments", "launched_at": 1658795593, "tags": [ "Fintech", "Crypto / Web3", "Payments", "Latin America" ], "tags_highlighted": [ "Crypto / Web3" ], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "Fintech", "Payments" ], "regions": [ "Mexico", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/rio", "api": "https://devasheeshg.github.io/yc-api/batches/summer-2022/rio.json", "year_founded": 2022, "city": "Mexico City", "country": "MX", "linkedin_url": "https://www.linkedin.com/company/rio-transfer/", "x_url": "https://twitter.com/rio_transfer", "fb_url": null, "cb_url": null, "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/efb1b318b2f093000a46046dd04d837de28d5be7.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Diana Hu", "url": "https://www.ycombinator.com/people/diana-hu" }, "founders": [ { "user_id": 1011235, "full_name": "Eudelio Garza", "title": "Founder", "founder_bio": "Eudelio is the CEO of Rio. Prior to Rio, he was a Product Manager at BlockVigil, a dev platform that provides Matic nodes as a service. He onboarded 30 developers and helped the company reach 1 billion API calls/day. When talking to web3 devs, he realized the need for better on-and-off ramping infrastructure in emerging markets.", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/eudelio-garza-5abb7a13b/", "x_url": "https://twitter.com/leyogarza", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/0d4ff823006d869bf3b01d4ca00e5584dca3fa91.jpg" }, { "user_id": 1015465, "full_name": "Javier Roberts", "title": "Founder", "founder_bio": "Building Rio", "is_active": true, "linkedin_url": "http://linkedin.com/in/javierroberts", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/07fd3123d019274e0dfaab749abe141c93b2535d.jpg" }, { "user_id": 995362, "full_name": "Ricardo Villarreal Chapa", "title": "Founder", "founder_bio": "Co-founder of Rio (YC S22). Studied Computer Engineering at Boston University. Ex engineering product manager (for banks) and private equity analyst. Enjoys training BJJ, rockclimbing, and tennis. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/ricardo-villarreal-chapa/", "x_url": "https://twitter.com/ricardo_vch", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/96e28e280c7c6f1ccf06e0876596063922398d62.jpg" } ], "jobs": [], "news": [], "launches": [] }, { "id": 27047, "name": "Plutto", "slug": "plutto", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/73b6704b442fafacacd64a71fafe1899c3d11a6c.png", "website": "https://getplutto.com/", "all_locations": "Santiago, Santiago Metropolitan Region, Chile", "long_description": "Plutto is a supply-chain risk management and compliance platform for Latin America. We automate due diligence, compliance checks, and conflict-of-interest reviews—helping corporates across LatAm work with vendors and contractors safely.", "one_liner": "Supply-chain risk management and compliance platform for Latin…", "team_size": 20, "industry": "B2B", "subindustry": "B2B -> Infrastructure", "launched_at": 1657201173, "tags": [ "Fintech", "Identity", "Latin America", "Enterprise Software" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Summer 2022", "status": "Active", "industries": [ "B2B", "Infrastructure" ], "regions": [ "Chile", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/plutto", "api": "https://devasheeshg.github.io/yc-api/batches/summer-2022/plutto.json", "year_founded": 2022, "city": "Santiago", "country": "CL", "linkedin_url": "https://www.linkedin.com/company/plutto", "x_url": "", "fb_url": null, "cb_url": null, "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/73b6704b442fafacacd64a71fafe1899c3d11a6c.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Brad Flora", "url": "https://www.ycombinator.com/people/brad-flora" }, "founders": [ { "user_id": 890662, "full_name": "Antonia San Martin", "title": "Founder", "founder_bio": "Worked at Heineken and Nike.\nCo-founded a travel startup for 1 year.\nNow I’m CEO @ Plutto, building verification service for businesses in Latin America.", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/antoniasanmartinsola/", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/eec5d2c3c3657fe3e4bf2fc4dd52b98666c13426.jpg" }, { "user_id": 982126, "full_name": "Felipe Domínguez", "title": "Founder", "founder_bio": "Fullstack Dev for some years, now co-founder @ Plutto. \nI spend a lot of time in the mountains. \n", "is_active": true, "linkedin_url": "http://linkedin.com/in/fdominguezc", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/c43fec48919ef86d4ed15645fd81c9af5c1a2280.jpg" }, { "user_id": 547013, "full_name": "Ignacio Márquez", "title": "Founder", "founder_bio": "Graduated as Software Engineer. Worked a couple years as a full-stack developer and scrum master in Platanus, Chile. Co-founded a travel startup for 1 year.\n\nNow I'm CTO @ Plutto, building KYB solutions for Latin America.", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/ignaciomarquezc/", "x_url": "https://twitter.com/iMarquezc", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/41ca14f3cd19638bf2b82772ff4191cae981864d.jpg" } ], "jobs": [], "news": [], "launches": [ { "id": 64411, "title": "Plutto, business background checks for LatAm", "tagline": "Meet the business verification tool that increases your on-boarding speed from weeks to minutes", "body": "“I’m sorry but we’re not going to accept your investment. At the moment we’re not taking business clients”. This was the answer we got from a fintech that got us to start Plutto right away.\n\n### **Hey YC!**\n\nWe’re Antonia, Ignacio, Felipe and Sebastián and we’re the co-founders of Plutto! **We help financial services to verify and validate their business customer in minutes for LatAm.**\n\n### **So, what’s the problem?**\n\nBusiness information is all over the place in LatAm.\n\nIf you’re a fintech, bank, payment company, or basically anyone who needs to onboard B2B clients, chances are you spend a lot of time gathering information to know who you are dealing with, and sometimes, to be compliant with the law. This process is called Know Your Business (KYB).\n\nThis a **time-consuming and expensive** process that usually involve lawyers and other people to be completed. **A business can wait up to 3 months to open a bank account in Chile** and other countries in LatAm.\n\nWe allow our clients to solve this problem in a fast and automated way.\n\n### **How does it work?**\n\nThe only thing we need is your client’s company registration number (TIN equivalent) and we **gather the information for you**. This can be done using our dashboard or API. We also help our customers to request private documents that can’t be obtained from any source providing a white label on-boarding form. We also process and review the information of this documents so they don’t have to be manually reviewed.\n\nThe outcome is a company profile with all the information, documents and on-boarding steps our clients need **to make a solid decision.**\n\n### **This is something that had to be done!**\n\nIn previous experiences we struggled with this problem, paying up to $100 per customer on-boarding and waiting weeks until they were done. Some of our clients take less than 10 minutes to validate their users and we charge between 6-20 bucks for it.\n\nAs we hinted at the start, we once tried to invest our company’s money in a Chilean fintech and get rejected because they were not accepting business clients due to this issue. Absolute madness. We started on this idea the following day.\n\n# How can you help us?\n\nAt the moment we’re working with our first 6 clients in Chile and we’re looking to expand to other LatAm countries. Specially Perú, Colombia and Mexico so any of the following **introductions or meetings** will be much appreciated:\n\n* People who **work in the on-boarding or legal team** in a B2B LatAm fintech.\n* Someone who is **an expert in law and regulation for fintech**, banks or any other business that requires KYB (Know Your Business) in 🇵🇪, 🇨🇴, 🇨🇱 or 🇲🇽.\n* Any fintech or company that might need our services in the region.", "url": "https://www.ycombinator.com/launches/Gkt-plutto-business-background-checks-for-latam", "votes": 31, "created_at": "2022-07-07T14:34:17.524Z" } ] }, { "id": 29153, "name": "Coba", "slug": "coba", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/064ab4995b234ee61187e6d755a27338f57c5c90.png", "website": "https://www.coba.ai", "all_locations": "Monterrey, N.L., Mexico; Austin, TX, USA", "long_description": "Coba makes it easy for Mexican knowledge workers employed by US companies to earn in US Dollars and seamlessly spend locally in Pesos.\r\n\r\nOn average, a knowledge worker will lose $1,000 per year in hidden ForEx and transfer fees. In that process, their money will touch at least 3 different accounts adding time and steps along the way. These workers’ require more than simple money movement, they demand a financial solution that addresses their specific needs: banking, saving, spending - all in two currencies.\r\n\r\nCoba allows its users to not only deposit and save their earnings in a US account, but also access critical financial services at home in Mexico - from a local credit card to integrated bill pay. With Coba, remote workers can live across two currencies... efficiently and effortlessly.", "one_liner": "Dual Currency Accounts For LatAm", "team_size": 9, "industry": "Fintech", "subindustry": "Fintech", "launched_at": 1689886684, "tags": [ "Fintech", "Latin America", "Remittances", "Neobank" ], "tags_highlighted": [], "top_company": false, "isHiring": true, "nonprofit": false, "batch": "Summer 2023", "status": "Active", "industries": [ "Fintech" ], "regions": [ "Mexico", "United States of America", "Latin America", "America / Canada", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/coba", "api": "https://devasheeshg.github.io/yc-api/batches/summer-2023/coba.json", "year_founded": 2022, "city": "Monterrey", "country": "MX", "linkedin_url": "https://www.linkedin.com/company/cobaremote", "x_url": "https://twitter.com/Cobaremote", "fb_url": "https://www.instagram.com/coba.remote/", "cb_url": null, "github_url": "https://github.com/coba-ai", "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/064ab4995b234ee61187e6d755a27338f57c5c90.png", "app_video_url": null, "dday_video_url": null, "company_photos": [ "https://bookface-images.s3.us-west-2.amazonaws.com/attachments/339260dbbbe5f4927d4326716c8fa978a91f8aee.png" ], "primary_partner": { "name": "Tom Blomfield", "url": "https://www.ycombinator.com/people/tom-blomfield" }, "founders": [ { "user_id": 819558, "full_name": "Abraham Kuri Vargas", "title": "Founder", "founder_bio": "CTO & Co-founder at Coba. B.S. in Computer Science & Technology who has been developing software since 18 years old. I've been working in web development for 10+ years. Ruby on Rails expert. I'm the author of APIs on Rails(http://apionrails.icalialabs.com/book). 3D Printing enthusiast", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/abraham-kuri-vargas-b41a2126/", "x_url": "https://www.twitter.com/kurenn", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/d66e4654d439e42219f2be18ee5f64d46580f77a.jpg" }, { "user_id": 810779, "full_name": "Eduardo Lopez De Leon", "title": "Founder", "founder_bio": "I am an entrepreneur with 10+ years of experience building companies around the software and technology fields in the Americas. Developer by training. Dad, Husband, Regio. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/elopezdeleon/", "x_url": "https://twitter.com/edolopez", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/4aeb48386ceaf890f6d51a1722e0ce65ef2d9781.jpg" }, { "user_id": 819594, "full_name": "Carlos Alberto Medellin Gonzalez", "title": "Founder", "founder_bio": "Co-founder of Coba. Former CFO of Icalia Labs. Finance Degree from Tec de Monterrey, Masters Degree from Copenhagen Business School. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/camego", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/c47ff3b87d37d90b3fd9cc2590a9b26c5a706825.jpg" } ], "jobs": [ { "id": 69207, "title": "Coba.ai Hiring | Full-stack developers for US-MX cross-border fintech (remote US or MX)", "url": "https://www.ycombinator.com/companies/coba/jobs/9wju4KE-coba-ai-hiring-full-stack-developers-for-us-mx-cross-border-fintech-remote-us-or-mx", "location": "MX / US / Remote (MX; US)", "type": "Full-time", "role": "Engineering", "role_type": "Full stack", "salary_range": "$84K - $120K", "equity_range": "", "experience": "6+ years", "visa": "US citizen/visa only", "skills": [ "Node.js", "Ruby on Rails" ] }, { "id": 69208, "title": "Coba.ai Hiring | UI/UX designer for US-MX cross-border fintech (remote US or MX)", "url": "https://www.ycombinator.com/companies/coba/jobs/2cSKYwP-coba-ai-hiring-ui-ux-designer-for-us-mx-cross-border-fintech-remote-us-or-mx", "location": "MX / US / Remote (MX; US)", "type": "Full-time", "role": "Design", "role_type": "UI / UX", "salary_range": "$84K - $120K", "equity_range": "", "experience": "6+ years", "visa": "US citizen/visa only", "skills": [ "React Native", "Figma" ] }, { "id": 69209, "title": "Coba.ai Hiring | Marketing/G2M for US-MX cross-border fintech (remote US or MX)", "url": "https://www.ycombinator.com/companies/coba/jobs/9hV6Nxz-coba-ai-hiring-marketing-g2m-for-us-mx-cross-border-fintech-remote-us-or-mx", "location": "MX / US / Remote (MX; US)", "type": "Full-time", "role": "Design", "role_type": "UI / UX", "salary_range": "$50K - $80K", "equity_range": "", "experience": "6+ years", "visa": "US citizen/visa only", "skills": [ "React Native", "Figma" ] } ], "news": [ { "title": "Our favorite startups from YC's Summer 2023 Demo Day, Day 1 | TechCrunch", "url": "https://techcrunch.com/2023/09/06/ycombinator-demo-day-one-summer-2023/", "date": "Sep 06, 2023" } ], "launches": [ { "id": 73265, "title": "Coba 🇺🇸💸🇲🇽 — Dual currency accounts for LatAm", "tagline": "Earn in US Dollars and spend in Pesos. Live across two currencies.", "body": "[**Coba**](https://www.coba.ai/) allows international knowledge workers in Mexico to deposit their USD paychecks in US accounts and spend in pesos. One account…two currencies.\n\nHola 👋 ! We are the team behind Coba.\n\n![uploaded image](/media/?type=post&id=73265&key=user_uploads/891884/5561585a-e518-429a-bcf9-3f85a1bffa7a)\n\n### **🤔 The Problem**\n\nInternational knowledge workers earn in USD but live their day-to-day in Pesos. Moving money across borders is costly, complex and the existing banking infrastructure is slow. On average, a knowledge worker will lose $1,000 per year in hidden ForEx and transfer fees. In that process, their money will touch at least 3 different accounts adding time and steps along the way.\n\n### **💡 The Solution**\n\nCoba is the app where users can:\n\n* Access a single account to deposit their payroll, save in USD and send funds to Mexico.\n* Transfer Mexican Pesos to local bank accounts in seconds without fees and at competitive FX rates.\n* Receive a local credit card for daily expenses in Pesos that draws from their USD balance.\n\n**Earning and saving in USD… Living and spending in Pesos.**\n\n![uploaded image](/media/?type=post&id=73265&key=user_uploads/891884/b144f0dd-5495-4c5a-aa84-41c0c0ddea66)\n\n### **🇺🇸💸🇲🇽 How Do We Do It?**\n\n* **Trust**: Coba runs on existing, regulated banking infrastructure and tools\n* **Convenience**: A single app for two currencies\n* **Efficiency**: Proprietary payment rails mean more competitive FX rates and savings for our Users\n\n### **🇺🇸💸🇲🇽 Why Us?**\n\nFrom the Near-shoring capital of Latin America, Monterrey, MX, we live a cross-border reality. Not only have we employed remote teams across LatAm in the businesses we have operated, but we are remote workers ourselves and know first-hand the costs and complexity of moving money from USD to Pesos.\n\n### **🙏 The Ask**\n\nIf you currently have employees or friends in Mexico who are earning in USD and could benefit from an account, we would love to have them as early adopters. They can sign-up for our priority waitlist [**here**](https://coba.ai/onboarding.html).", "url": "https://www.ycombinator.com/launches/J3h-coba-dual-currency-accounts-for-latam", "votes": 34, "created_at": "2023-07-20T19:23:31.123Z" } ] }, { "id": 29357, "name": "Salvy", "slug": "salvy", "former_names": [], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/7b71e1e8adce18f87e8ef73ee6a188e9e025e033.png", "website": "https://www.salvy.com.br", "all_locations": "Curitiba, PR, Brazil", "long_description": "Salvy is a mobile carrier for businesses in Brazil. Over 1800 companies use Salvy to manage over 20,000 mobile lines, cutting costs by over 50%.\r\nThe founders have worked many years together in Brazil's largest fintechs (Nubank and EBANX).\r\n\r\nToday, every carrier in Brazil has roughly the same network quality - it isn't a differentiator. If you're an IT manager who needs to deploy 2k lines, you want an integrated and seamless solution. You need to deploy this resource, fast. Salvy provides a software layer that makes deploying and managing mobile lines a fast and efficient process, integrated with HRIS, ERPs, and others.\r\n\r\nThis is a massive market: there are 55 million b2b mobile lines in Brazil, which adds up to 5 billion dollars in ARR in just one country. ", "one_liner": "Mobile carrier for businesses in Brazil", "team_size": 27, "industry": "B2B", "subindustry": "B2B -> Operations", "launched_at": 1699313337, "tags": [ "SaaS", "B2B", "Latin America", "Telecommunications", "AI" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2024", "status": "Active", "industries": [ "B2B", "Operations" ], "regions": [ "Brazil", "Latin America", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": [ { "question": "How did your company get started? (i.e., How did the founders meet? How did you come up with the idea? How did you decide to be a founder?)", "answer": "It all started when Lucas landed in São Paulo/Brazil for a business trip and went out of data on his mobile plan. He did not want to leave the airport with no gigs, so he decided to add new ones. But, there was no app. He then tried calling customer support. That started a 1:30 hour-long call to add a simple GB. That was the ignition for Salvy. From that day on, we focused on telco and found that it was the right space to tackle." } ], "url": "https://www.ycombinator.com/companies/salvy", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2024/salvy.json", "year_founded": 2022, "city": "Curitiba", "country": "BR", "linkedin_url": "https://www.linkedin.com/company/use-salvy", "x_url": "", "fb_url": null, "cb_url": "https://www.crunchbase.com/organization/salvy", "github_url": "https://github.com/SalvyLTD", "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/7b71e1e8adce18f87e8ef73ee6a188e9e025e033.png", "app_video_url": null, "dday_video_url": null, "company_photos": [ "https://bookface-images.s3.us-west-2.amazonaws.com/attachments/ec1e507cdab0c205869c765a848c0680979c8429.png", "https://bookface-images.s3.us-west-2.amazonaws.com/attachments/91156ceb4cce3c1af566f7ae13a18dd0724461ca.png" ], "primary_partner": { "name": "Tom Blomfield", "url": "https://www.ycombinator.com/people/tom-blomfield" }, "founders": [ { "user_id": 928768, "full_name": "Artur Negrão", "title": "Founder/CEO", "founder_bio": "As Co-Founder and CEO of Salvy, I am dedicated to revolutionizing B2B telco in Brazil. My background includes extensive experience in product management and technology, as well as a strong foundation in investments, valuation, and finance.", "is_active": true, "linkedin_url": "https://linkedin.com/in/arturnegrao", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/d66fbb28dde18732304882d02715356ff2ef7b63.jpg" }, { "user_id": 1366025, "full_name": "Hudo Assenco", "title": "Founder/CTO", "founder_bio": "I'm a software engineer at heart and currently leading as the co-founder and CTO of Salvy, a B2B mobile carrier in Brazil. My journey in tech previously took me through roles as a software engineer at Nubank and EBANX, the latter being known for its unicorn status in Brazil", "is_active": true, "linkedin_url": "https://linkedin.com/in/hudo-assenco", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/f977d0c3490512e868761f12bc16f87b49171add.jpg" }, { "user_id": 1698662, "full_name": "Maria Eduarda Kumlehn", "title": "Founder", "founder_bio": "I am a results-driven professional with a strong background in revenue operations, data analytics, and sales management. Currently serving as the Chief Revenue Officer (CRO) and Co-founder at Salvy, I am responsible for driving revenue growth and overseeing the company's strategic initiatives. \n\nI believe that Salvy has the potential to revolutionize a market that has remained stagnant for years and provides a poor experience for its customers. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/mariaeduardakumlehn/", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/765af4deda09269fe775e0307ebc32b8d00635ad.jpg" }, { "user_id": 893240, "full_name": "Lucas Rosa", "title": "Founder/CPO", "founder_bio": "Co-founder and CPO of Salvy, a B2B mobile carrier in Brazil. \nFormer Lead PM at EBANX (a Brazilian payments Unicorn) and former PM at the Brazilian Space Agency. ", "is_active": true, "linkedin_url": "https://linkedin.com/in/lucas-rosa-3080b43b", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/eeafab2d44d9110f56697b1abd0e72889124c394.jpg" } ], "jobs": [], "news": [ { "title": "Salvy raises $1M round, with participation from Y Combinator and led by SaaSholic. | Blog da Salvy", "url": "https://blog.salvy.com.br/salvy-raises-1m-in-a-seed-round-with-participation-from-y-combinator-and-led-by-saasholic/", "date": "Feb 20, 2024" }, { "title": "\n Seu plano corporativo de telefonia parou no tempo? A Salvy quer ser uma alternativa - Brazil Journal", "url": "https://braziljournal.com/seu-plano-corporativo-de-telefonia-parou-no-tempo-a-salvy-quer-ser-uma-alternativa/", "date": "Dec 11, 2023" } ], "launches": [ { "id": 78582, "title": "Salvy - Simplifying Telco for businesses in Brazil", "tagline": "We allow more than 250 companies to easily purchase and manage their mobile lines while reducing costs.", "body": "We're [Artur](https://linkedin.com/in/arturnegrao), [Lucas](https://linkedin.com/in/lucas-rosa-3080b43b), [Hudo](https://linkedin.com/in/hudo-assenco), and [Duda](https://www.linkedin.com/in/mariaeduardakumlehn/), the team behind [Salvy](https://www.salvy.com.br). We're **simplifying mobile and IT management for businesses**. Our mission is to cut through the chaos of telecom and IT services in Brazil.\n\n![uploaded image](/media/?type=post&id=78582&key=user_uploads/928768/83c1a053-91c7-452f-98f5-394c85819498)\n\n# **The Problem**\n\nCompanies in Brazil are tangled in complex telecom contracts and lost in inefficiencies. It's a universal headache, especially for businesses scaling up. That's where we step in.\n\n### Customer Pains\n\n1. **Cost inefficiency.** Companies use only 30% of what they purchase and around 20% of mobile lines are unused.\n2. **No transparency.** Companies don't know who is using it, how much they are using and for what.\n3. **Companies have no autonomy to manage their lines.** The mobile operators offer a very limited platform, increasing the need for customer service.\n4. **Awful customer service.** Incumbents provide low autonomy customer service that leaves customers with no effective help.\n5. **Confusing payments.** Invoices are long and confusing. Big companies have to hire consultants to understand how much they are paying. Some customers have over 120 telecom invoices a month.\n\n# **Our Solution**\n\nSalvy simplifies how companies **purchase and manage mobile telecom, turning it into SaaS**. Our platform provides a transparent, efficient way to handle mobile lines and IT demands (such as inventory management), minus the traditional hurdles.\n\nWe use AI to read telecom invoices and help companies migrate to Salvy. In just over a year, we've acquired +250 companies and have a 322% NDR with a 0,2% churn.\n\n[https://www.youtube.com/watch?v=Io7iavc7qc0](https://www.youtube.com/watch?v=Io7iavc7qc0&t=2s)\n\n### **Our Vision**\n\nOur goal is to be the **one-stop-shop solution for all things IT**, much like Rippling IT Cloud. We're using telco as a gateway to provide other solutions such as inventory and SaaS management, using AI to empower these solutions with speed and efficiency. We believe in three strategies:\n\n1. Retention is inherent in B2B mobile telecom when you do a good job and there are no loyalty contracts.\n2. Mobile telco works as the gateway to other IT solutions for mid-sized companies\n3. If you can work as a one-stop-shop software for IT, you can build a really successful business.\n\nThank you for getting to know more about us and feel free to [reach out to us](mailto:artur@salvy.com.br) for more details!", "url": "https://www.ycombinator.com/launches/KRS-salvy-simplifying-telco-for-businesses-in-brazil", "votes": 638, "created_at": "2024-02-21T00:01:48.712Z" } ] } ]