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We are at the forefront of financial inclusion and empowerment of the underbanked. \r\n\r\nAella’s Debt-as-a-service model ensures that agents across Africa are able to have quick and easy access to funding through its partnerships with leading agency banks across the continent.", "one_liner": "Diversified credit infrastructure powering payments across Africa.", "team_size": 60, "industry": "Fintech", "subindustry": "Fintech -> Credit and Lending", "launched_at": 1478577033, "tags": [ "Banking as a Service", "Fintech", "Microinsurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2017", "status": "Active", "industries": [ "Fintech", "Credit and Lending" ], "regions": [ "Nigeria", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/aella", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2017/aella.json", "year_founded": null, "city": "Lagos", "country": "NG", "linkedin_url": "https://ng.linkedin.com/company/aella-app", "x_url": "https://twitter.com/Aella", "fb_url": "https://www.facebook.com/aellaapp", "cb_url": null, "github_url": "https://github.com/aellacredit", "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/db376a7bc4f4a035b6bde4f2e946bb1e2aa238a2.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": null, "founders": [ { "user_id": 151255, "full_name": "Akin Jones", "title": "Founder/CEO", "founder_bio": "", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/akin-akinola-j-65b89ba?authType=NAME_SEARCH&authToken=fE9q&locale=en_US&srchid=1755705741441958449722&srchindex=1&srchtotal=1&trk=vsrp_people_res_name&trkInfo=VSRPsearchId%3A1755705741441958449722%2CVSRPtargetId%3A32057063%2CVSRPcmpt%3Aprimary%2CVSRPnm%3Atrue%2CauthType%3ANAME_SEARCH", "x_url": "https://twitter.com/akinj110", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/d1c043961e302254b88d27ed94c5cf9615344dbb.jpg" } ], "jobs": [], "news": [], "launches": [] }, { "id": 22792, "name": "Bimaplan", "slug": "bimaplan", "former_names": [ "Bima" ], "small_logo_thumb_url": "https://bookface-images.s3.amazonaws.com/small_logos/34ed5c1ce09460f808ff16141b40921c2fce47a7.png", "website": "https://www.bimaplan.co", "all_locations": "Bengaluru, KA, India; MH, India", "long_description": "Bimaplan is an affordable insurance platform for the next billion Indians.\r\n\r\nOur vision is to provide financial security to 150 million vulnerable households through contextual life and health insurance products. The growth in mobile penetration and the evolution of digital infrastructure in India has now made it possible to reach this vulnerable population. This is an $8 billion addressable market.\r\n\r\nWe launched in February 2021, and went live with one insurance underwriting partner. We are on track to sell 1,000 policies in March 2021. We are backed by some of the best early stage technology investors, successful fintech founders, and insurance industry veterans.\r\n\r\nThe company is founded by Vikul Goyal, a second-time founder with a successful exit track record. His previous venture, Carcrew, was acquired by TVS Group, a large automotive conglomerate in India.", "one_liner": "Affordable insurance for the next billion Indians", "team_size": 30, "industry": "Fintech", "subindustry": "Fintech -> Insurance", "launched_at": 1615222466, "tags": [ "Fintech", "Microinsurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2021", "status": "Active", "industries": [ "Fintech", "Insurance" ], "regions": [ "India", "South Asia", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/bimaplan", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2021/bimaplan.json", "year_founded": 2020, "city": "Bengaluru", "country": "IN", "linkedin_url": "https://www.linkedin.com/company/bimaplan", "x_url": "https://twitter.com/bima_insurance", "fb_url": "https://www.facebook.com/bimaplan", "cb_url": null, "github_url": "https://github.com/bimaplan", "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/34ed5c1ce09460f808ff16141b40921c2fce47a7.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Brad Flora", "url": "https://www.ycombinator.com/people/brad-flora" }, "founders": [ { "user_id": 202762, "full_name": "Vikul Goyal", "title": "Founder", "founder_bio": "Vikul is the founder of Bimaplan which is building an affordable insurance platform for the next billion Indians. His previous startup, Carcrew, an online marketplace for automobile spares and services, was recently acquired by TVS, a large auto conglomerate based in India. Previously, he worked as an Investment Professional at Bessemer Venture Partners and GSF Accelerator. 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Instead of borrowing from informal lenders or family, micro business owners download the Numida app, apply in minutes, and receive capital within a day. We have figured out how to score and disburse unsecured loans to cash-based businesses that have no digital transaction history, while maintaining excellent collection rates. Since 2021 we have provided $23M in working capital to 32,000 businesses in East Africa. \r\n", "one_liner": "Working capital for African micro businesses", "team_size": 115, "industry": "Fintech", "subindustry": "Fintech -> Credit and Lending", "launched_at": 1642704125, "tags": [ "Fintech", "Microinsurance" ], "tags_highlighted": [], "top_company": false, "isHiring": false, "nonprofit": false, "batch": "Winter 2022", "status": "Active", "industries": [ "Fintech", "Credit and Lending" ], "regions": [ "Uganda", "Africa", "Remote", "Partly Remote" ], "stage": "Early", "app_video_public": false, "demo_day_video_public": false, "app_answers": null, "question_answers": null, "url": "https://www.ycombinator.com/companies/numida", "api": "https://devasheeshg.github.io/yc-api/batches/winter-2022/numida.json", "year_founded": 2016, "city": "Kampala", "country": "UG", "linkedin_url": "https://www.linkedin.com/company/numida-technologies", "x_url": "https://twitter.com/numidatech", "fb_url": "https://www.facebook.com/numidatech", "cb_url": "https://www.crunchbase.com/organization/numida-technologies", "github_url": null, "logo_url": "https://bookface-images.s3.amazonaws.com/small_logos/1949250110cbb69424a4932710f3027d1163c017.png", "app_video_url": null, "dday_video_url": null, "company_photos": [], "primary_partner": { "name": "Tom Blomfield", "url": "https://www.ycombinator.com/people/tom-blomfield" }, "founders": [ { "user_id": 160749, "full_name": "Mina Shahid", "title": "Founder", "founder_bio": "Co-Founder and CEO of Numida. 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I hold an MPA/ID from the Harvard Kennedy School and graduated in Systems Design Engineering from the University of Waterloo. As a French Canadian, I always welcome the opportunity to work or connect in my mother tongue. ", "is_active": true, "linkedin_url": "https://www.linkedin.com/in/catherinedenis", "x_url": "", "avatar_thumb_url": "https://bookface-images.s3.us-west-2.amazonaws.com/avatars/a7b5c3f58188eb08a446a2b8f9726a4fb560bae3.jpg" } ], "jobs": [], "news": [ { "title": "YC-backed fintech Numida raises $12.3M led by Serena Ventures to extend loans to MSMEs beyond Uganda • TechCrunch", "url": "https://techcrunch.com/2022/09/28/yc-backed-fintech-numida-raises-12-3m-led-by-serena-ventures-to-extend-loans-to-msmes-beyond-uganda/", "date": "Sep 28, 2022" } ], "launches": [] } ]